Do you absolutely need to get cash for your property? If not, why not make it easier to buy and make more money with seller financing?

Real estate financing used to mostly be a predictable combination of a downpayment and bank mortgage. Now there are so many options, for mome buyers and investors.

There are some good reasons why you may want to offer seller financing when you sell your home or investment property. Here's how to be safe when you do.

How many ways are there to finance real estate? Who knows, but here are ten creative financing techniques to get you started.

Here's another ad to consider when selling a house
using a Lease with Option to Purchase.


"Rent to own. No qualify! No closing costs!
We lend you the down payment!"

This info is very important for both new and experienced wholesalers, AND buyers of fixer-uppers, to carefully read and understand. We learned it painfully, hopefully you won't have to :-)

One of the questions I see asked over and over on the REI newsgroups is "Can the seller get another loan?" This is a great question because it so often is one of the objections raised by a seller when a creative offer is being discussed.

Everybody should know that under current tax law you can sell your primary residence and any capital gain up to $250,000 ($500,000 if married) is tax free.

Wow... is that powerful!... and why aren't more investors taking advantage if that "loop hole"?

Though not quite as contemptible as obscene four-letter words, the term "creative financing" comes close. Those two words acquired a stigma over the decades. It's the rare advisor that fails to caution homebuyers about the dangers of a risky loan. Unfortunately, after the utterance of the warning, the counselors are remarkably imprecise as to exactly what defines a risky loan. Is a home bought with no down payment and a loan equal to 100% of the purchase price a hazardous way to buy? You'd certainly think so from the articles I read. And what about interest-only loans, where no principal payments are made during the early years? The suggestion normally conjures up predictions of impending disaster.