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Old 10-06-2005, 10:51 AM
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Default Non-Recourse Financing

Urban Financial is a national commercial mortgage broker. We're associated with lenders that offer permanent and fixed rates, interim, mezzanine, Fannie Mae, and HUD lending products. Typical properties include: multi-family, anchored, unanchored retail, full and limited service hotels, offices, light-industrial, self-storage, and senior housing.

Urban Financial has some of the most competitive loan terms available for the acquisition or refinancing of income producing properties. These types of properties include apartments, office buildings, shopping centers, hotels, mobile home parks, and other types of leased or rented buildings.

We also have programs available for special purpose or mixed use properties such as restaurants, gas stations, and daycare facilities. Raw land and international deals are considered on a case-by-case basis.

Non-Recourse Financing:
U.S. based existing commercial properties only
Refinance or Purchase
Property types: Office, Apartments, Industrial, Flagged Hotels or Motels, Full Service Assistant Living or Nursing Homes, Shopping Centers, Malls, Portfolios, and Other Types of Income Producing Properties.
$3M minimum loan amount
30 year amortization; 10 year balloon
Current rate: as low as 5.35%
No Pre-payment penalty
LOI in 5 days
Commitment in 2 weeks
30-45 days closing

Stated Income/Stated Asset Program:
Unlike many bank programs, we offer a stated income/stated asset program. This means that the "full-document" loan program paperwork just isn't required. It also means more flexibility and faster turnaround times.

No tax returns required
No income verification
Unrestricted cash-out
Several options for affordable payments
Pre-approval in as few as 72 hours
Secured on commercial properties like: Multifamily, Mixed Use, Warehouse, Office, Retail, Industrial, Automotive, Special Use, and other types of commercial real estate.

Rick Gutierrez
550 Post Oak Blvd., Suite 370
Houston, TX 77027
713.278.2985 Office
832.435.4033 Cellular
713.278.9551 Fax
1.866.44urban Toll Free
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