In consideration of value received, the undersigned Borrower promises to pay ________________ the amount of ________________, along with interest accrued on such amount at __________ percent per _______________. Payments are to be made in the following fashion: ______________________________________________

This Note may be paid in full without penalty charges. In case of any default on this Note or its terms, Lender may demand payment in full of the balance, with accrued interest. Furthermore, Borrowers agrees to pay all reasonable expenses associated with collection costs in such case.

This Note evidences an existing indebtedness due Lender by the Borrowers on an open account balance as of this date, and this Note shall not be considered a separate obligation.

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Borrower Date

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Borrower Date

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Witness Date